InChristAlone
Member
I don't disagree with all social programs, I think some are necessary in countries where we promote individuality and lack of family support systems. But if you go to the SSA.gov website it IS about retirement. You can even estimate how much you will get based on how much you earned each year you worked and when you will retire. And they don't give you interest on that money you built up either like you would in other investments. The disability is pretty strict too, you have to be very completely unable to do basic tasks and you need enough credits to qualify, and became disabled while still working, meaning you have had to be paying into your own disability fund lol (unless you were disabled in childhood). So if I became disabled I wouldn't qualify because I haven't worked since 2008.Social security is not a retirement fund. If your husband died and you became parapalegic at 20 you’d be crying for social security. It’s Disability insurance for ANY age, not just old age.
I had a friend whose mom was hospitalized. She had dementia and could no longer self administer insulin. She had insurance but since it was a psychosocial problem she could no longer stay in the hospital. They told him his only option was to privately hire a nurse, which insurance would not pay for, to be with her all day and administer the insulin and monitor her blood glucose. What would you do in that situation? Do you have enough savings to include an RNs salary in case you become diabetic and demented?
What will the US do in 50 years when all the autistic children's parents are dieing off and they still need fulltime care? Welp guess taxes will be going way up! Our society is not healthy and social programs are not doing anything to address it, just more and more taxes, more and more inflation. I feel very sorry for future generations.