Fractality
Member
- Joined
- Jan 23, 2016
- Messages
- 772
great question. I would think they can get away with that because high cholesterol is often caused by hypothyroidism. So even though they have the mechanisms all screwed up they still are making a good insurance decision by charging more for high cholesterol people. Of course we really dont know what they are doing to figure out their rates and may just be saying one thing publicly while doing something else in secret.
Yeah that's the first one that sprung to mind as well. But they prefer people who control their cholesterol with drugs like statins which one would think makes the insured worse off than untreated hypothyroidism with high cholesterol to compensate.